Welcome to your dream home in the heart of town! This exquisite Victorian-style residence, currently functioning as a single-family home, is designated by the city as a 2 multifamily property and can be converted back. Featuring 4 spacious bedrooms, this home combines timeless elegance with modern convenience on an expansive lot, offering a rare blend of urban living and ample outdoor space. Inside, beautifully restored wood floors highlight the historic charm, while large windows bathe every room in natural light. The updated kitchen boasts top-of-the-line appliances, custom cabinetry, and stylish countertops. Each bedroom is a serene retreat and the bathrooms have been renovated with a timeless aesthetic, featuring contemporary fixtures, elegant tile work, and luxurious radiant heated flooring. The expansive yard is a true urban oasis, perfect for hosting gatherings, gardening, or relaxing. Additionally, a charming post-and-beam barn, being sold as-is, is potential as an ADU (Accessory Dwelling Unit) starting January 1st. This barn can be a lucrative income source or a perfect place for guests. Located just minutes from vibrant shops, schools, and fine dining, this home offers the best of city living with a tranquil retreat from the hustle and bustle. Don't miss the chance to own a piece of history with all the modern updates you've been dreaming of, plus the added benefit of an ADU barn. Welcome home to your Victorian masterpiece! Owner upgrade list provided.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,104,000 | $1,104,000 | $1,104,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.486% | 6.307% |
Monthly Tax Payment | $612 | $612 | $612 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,443 | $6,888 | $9,391 |
Total Monthly Payment | $7,180 | $7,625 | $10,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.