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Welcome to this charming 3-bedroom, 1-bathroom home sitting on almost a quarter of an acre which is partially fenced. This property offers a unique opportunity with its versatile layout and excellent potential for expansion. Inside, you'll find a recently updated kitchen boasting elegant granite countertops and under cabinet lighting, complementing the fresh modern feel of the space. The large laundry room can easily be converted to allow for a ensuite Primary bathroom/bedroom with its own outside entrance plus still allowing room for the washer and dryer . The plumbing and electrical are easily accessible. The bathroom, flooring, siding (with insulation added as well), and deck have all been tastefully renovated, ensuring both style and durability. Perfect for those looking to maximize investment returns, the home is situated in a zoning area which permits short-term rentals and ADUs (Accessory dwelling unit). Check with zoning on what is allowed. The road ends in a culdesac with a lake behind it so there will never be through traffic no matter how populated St. Pete gets. Plenty of room for RV, boat parking and a pool. Plenty of storage room in your well built large storage shed in the backyard. Seller intended to use the home as a short term rental thus it features the beginnings of musical theme decor, making it a standout choice for vacationers seeking a memorable stay. Additionally, the property can come fully stocked with kitchenware, ready to cater to guests exploring nearby attractions such as sugar sand beaches, downtown hotspots, Tyrone Mall, Home Goods, TjMaxx etc. , hospitals and various dining options. With no HOA , unincorporated St Pete and outside any flood zone (sitting on one of the highest elevatons in Pinellas), this home combines practicality with potential. Don't miss out on this opportunity—schedule your showing today and imagine the possibilities! Flat Roof will be replaced.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,920 | $291,920 | $291,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,942 | $1,940 | $2,503 |
Total Monthly Payment | $2,357 | $2,355 | $2,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.