**CONSIDERING ALL REASONABLE OFFERS** NO LOT LEASE, OWN YOUR LOT!! NO WATER BILL- BRING YOUR MOTOR COACH This unique home is situated on a private road in a sought-after neighborhood. It has been meticulously maintained and upgraded, offering a room for every need. The property features a beautiful . 24-acre lot and currently has 2 bedrooms and 2 full baths, with the potential for a 3rd bedroom. The kitchen boasts custom countertops, new can lighting, built-in appliances, and a pantry. The spacious living room is adorned with plantation blinds and high-end carpeting. The dining area is cozy and elegant with wainscoting and a beautiful chandelier. The master bedroom includes a walk-in closet and an upgraded master bath with an oversized tub. The second bedroom also has an upgraded bathroom. Additionally, there is a 26x12 family room/bonus room with a separate office that opens up to a 17x11 screened-in front porch.
The property also features a large block garage/workshop with a newer garage door opener, a 2019 metal roof, a sink, electricity, and a finished 14x10 man cave. There is also a separate shed that can be used as a shed or craft room. The home has a lifetime rubber roof, upgraded thermal windows, insulation, and interior doors. The septic system was installed in 2009. The community has a low HOA fee of $184 per year, which includes trash and clubhouse maintenance. This is a 55 and over community where you own the land, allowing you to bring your boat, RV, and golf cart. The home has the option to be furnished as well.
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $42 | $42 | $42 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,222 | $1,577 |
Total Monthly Payment | $1,341 | $1,339 | $1,694 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.