PRICE REDUCED!!!This home qualifies for a 100% FINANCING with NO PMI and no income restriction. This move in ready 3 bedroom/2 bath home has been totally updated!! And it sits on its own lot! No HOA so no restrictions here. Step into the living room and an open floor plan greets you. It flows into the kitchen with stainless steel appliances, quartz countertop and lots of cabinet space. Separate dining room and family room completes the spacious great room. The roomy master bedroom has a walk in closet and an en-suite bathroom with a tub and double shower. Two other generous size bedrooms are on the other side of home that shares the 2nd bathroom. The laundry room completes the interior of the home. There is a shed outside for extra storage. Live in ZEPHYRHILLS with many restaurants, stores, attractions and has easy access to highways. This home was renovated in 2022 with new LVP flooring, kitchen, bathrooms including new cabinets, quartz countertops, designer tile and fixtures, new skirting, new HVAC and freshly painted! New roof in 2020. Sellers are motivated and will consider some concession on reasonable offers! Come check it out now!!!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,920 | $167,920 | $167,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,117 | $1,116 | $1,416 |
Total Monthly Payment | $1,336 | $1,335 | $1,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.