Location, Location, Location! This unit is located on the North End of the island, within a short distance from Bean Point, beaches, shopping restaurants, and the City Pier, right on the canal, and less than 50 yards from the Gulf of Mexico. The exclusive private dock (one of only two of the two spacious docks within the entire complex) conveys with the unit and is just a few steps from the front door. The dock is approximately 6 Ft x 9 Ft on the top deck and 4 Ft x 9 Ft on the bottom deck (a total of 10 Ft x 9 Ft). The dock can easily accommodate any small water vehicles and a vessel up to 24 ft. The unit was recently painted, the new HVAC was installed in February 2022, and the kitchen countertops in 2021. Vacation ready for Airbnb or private enjoyment as furniture will convey with an appropriate offer. The living room furniture is leather and less than 2 years old. All the beds and the television are new. The parking spot is to the left of the unit. For convenience, it is possible to add a laundry hook-up. Airbnb summer rates are $180 to $350 nightly, and winter rates are up to $7, 000 monthly.
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Our Executive Mortgage Banker:
Our Insurance Division:
$660,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $528,000 | $528,000 | $528,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,294 | $3,208 | $4,173 |
Total Monthly Payment | $3,852 | $3,766 | $4,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.