12046 Iris STREET, Punta Gorda, FL, 33955 | $402,995

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Under Construction. Up to $15, 000 in Closing Cost Credit OR 2-1 Interest Rate Buydown with builder’s preferred lender.

Price includes Solar Ready Home. Solar Panel Package available for additional cost.

Need some extra space? With 2, 190 square feet of living space, the Trentino features four bedrooms, three bathrooms, and a lanai large enough to host a party of 15. Throwing an event? Your generous open floor plan allows you to entertain the entire party from the kitchen. The living room area, dining area, and recessed nook provide all the space you need to have a lively event that never feels too cramped. Let the sun pour into your master bedroom, which comes complete with a grand bathroom, separated toilet room, and a walk-in closet that’ll be difficult to fill.

With design in mind, we kept the water heater area in the garage and put the laundry room area tucked away beside it. This keeps all your necessities conveniently close by without them interfering with the style of your home. Your Trentino home cuts no corners in delivering everything you need to take your quality of life to the next level.

Green Energy Features: Appliances, Construction, Energy Monitoring System, HVAC, Insulation, Lighting, Roof, Thermostat, Water Heater, Windows

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,191
  • Acreage: 0.22
  • Est. Taxes: $297
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Water Softener
  • MLS#: S5107227
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/S5107227/12046irisstreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/4/2024 4:17:08 PM)
Listing courtesy of ECOSUN REALTY LLC   Phone: 407-439-1053

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12046 Iris STREET, Punta Gorda, FL, 33955

$402,995

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $322,396 $322,396 $322,396
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $25 $25 $25
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,145 $2,143 $2,719
Total Monthly Payment $2,245 $2,243 $2,819

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.