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Welcome to this centrally located and attractively priced 2/2/1 Pinellas Park home. This home is in Zone X, a non-flood zone. The expensive updates have been done, including a brand new roof. The electrical panel and AC were updated in the past few years, with attention on future needs. The garage is pre-wired for an EV charger, and the AC was oversized to handle an addition. From an energy efficient standpoint, it does not get much better than this. The home is equipped with enough solar panels to keep up with electrical demand, and also has an on-demand tankless natural gas water heater and gas range. The Power bill here is $36 a month, which is the minimum charge. In addition, most of the windows have been replaced with double pane impact rated ones, with a lifetime transferable warranty The home has room to expand, with a large backyard with space for an addition, a pool, or both. This home is in the heart of Pinellas Park, minutes away from shopping and numerous big box stores. A straight drive out Park Blvd puts you on I-275 in less than 10 minutes, with downtown St Pete or the beaches less than 20. Pinellas Park Elementary school is less than a half mile away. . This is a perfect starter home with updates that will keep the money for utilities in the new owner’s pocket, allowing them the cash to do their own improvements. Affordable non-flood updated homes in good neighborhoods are few and far between in Pinellas county. See it today and make it yours!
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Our Executive Mortgage Banker:
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$349,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,999 | $279,999 | $279,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,155 | $2,153 | $2,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.