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2 Family home in downtown Danbury just a short walk from Town Hall. This property was TOTALLY rebuilt in 2004. The entire second floor unit was taken down, rebuilt (with 2x6 framing) redesigned with extra square footage, tray and cathedral ceilings, skylights, and large deck. The wiring, plumbing, insulation, and siding were all replaced. The support beams and columns were all replaced with engineered lumber. The basement was waterproofed, and cement flooring was added. Both units have 2 Bedrooms, large closets and their own laundry. The first floor unit offers 2 full bathrooms, oil fired forced hot air heat, central air conditioning, and a new gas fueled hot water heater. The second floor is home to 1 full bath, baseboard electric heat, new hot water heater, and is cooled with widow units (each room has lighted ceiling fan), there is attic access via pull down stairs ideal for storage. The home has a completely rebuild detached 2 car garage and plenty of parking space in the over-sized driveway. First floor tenants have been in place since 2008 (16yrs), they are currently month to month but would love to stay. First floor apartment available M, W, F 11: 00 - 2: 30.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $666 | $666 | $666 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,884 | $2,884 | $3,699 |
Total Monthly Payment | $3,642 | $3,642 | $4,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.