Welcome to your next potential home in the heart of a Spanish Oaks! This 4-bedroom, 3. 5-bathroom, 2 car garage POOL home offers an incredible opportunity. Double doors lead to a generous floor plan that features a formal living room, dining room, den, and spacious bedrooms. Open concept living spaces have a wall of sliders for natural light. The kitchen is poised to be transformed into a culinary haven tailored to your preferences. With ample counter space it presents an ideal canvas for to build your dream kitchen. Adjacent to the kitchen, the den has a stone fireplace and access to the pool. Additionally, this residence features a private detached suite, providing a separate and self-contained living space. Complete with its own bathroom, kitchenette, and living area, this suite offers flexibility and privacy, making it an invaluable addition to the home. Outside, the almost 1 acre yard has ample enough space for outdoor activities and enjoyment. This residence also offers easy access within 1 mile to amenities including shopping, dining, and entertainment. While this home presents an exceptional foundation, it also offers the exciting opportunity to infuse your personal touch and style. Whether you're seeking to reimagine the interior spaces, enhance the landscaping, or embark on a transformative renovation project, this property offers the canvas to bring your vision to life. Don't miss out on the chance to make this house your own! Schedule your showing today! Property is eligible under the Freddie Mac first look initiative through 04/08/2024.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,920 | $527,920 | $527,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $453 | $453 | $453 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,512 | $3,509 | $4,527 |
Total Monthly Payment | $4,057 | $4,054 | $5,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.