No Hurricane damage from Helene or Milton! This stunning custom-built residence completed in 2016, offers a perfect blend of comfort, style, and energy efficiency. Nestled between Tarpon Springs and Ozona, this community is known for its intimate atmosphere and stunning views of the Gulf of Mexico. The canopy tree-lined street leads you to a charming coastal southern-style covered front porch with stone-finished pillars, ideal for relaxing. Stepping inside, the first thing you will notice is the high ceilings and inviting foyer that welcomes you to this spacious home featuring a split bedroom plan with 4 bedrooms, 2 baths, laundry room and 2-car garage. The gourmet kitchen is a chef's dream with a gas stove with 4 burners and a griddle, white soft close cabinets, granite countertops, stainless steel appliances, under-cabinet lighting, and large island with a breakfast bar. The light and bright living room is perfect for family gatherings. Additional custom upgrades enhance the home's appeal, including grey oak tile flooring throughout, stylish light fixtures, impact windows, doors, sliding glass doors, Vermont Castings fireplace, tankless water heater, dryer, and a gas line plumbed to the outdoor grill. Sliding glass doors open to an oversized screened-in back porch with tile floors and ceiling fans that provides a perfect space for outdoor entertaining. Very low electric bills! Crystal Beach is a quaint waterfront and golf cart community Offering endless desirable outdoor living lifestyle and amenities. Live Oak Park is a short walk or bike ride to the spectacular waterfront park, water access for kayaks, paddle boards, swimming, great sunsets, Pinellas Trail, and active community and youth centers. Embrace the vibrant lifestyle with Downtown Palm Harbor, Dunedin and Tarpon Springs minutes away offering a delightful array of shops, dining, entertainment, and culture. Zoned for Pinellas County's most sought-after schools, including Palm Harbor University High School. Close to everything yet tucked away, this home is ready for you to enjoy the ultimate Florida lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $698 | $698 | $698 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,406 | $3,363 | $4,318 |
Total Monthly Payment | $4,196 | $4,153 | $5,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.