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Charming and updated bungalow between US1 and the river, conveniently located to all things Daytona Beach, Ormond Beach, Halifax River, and shopping. Roof was replaced in December of 2023 and includes a gutter system and a transferable 25yr workman's and 50yr material warranty. Home went through a major renovation in 2018 including updated single hung double-pane windows, plumbing, electrical panel, flooring, doors, kitchen cabinets, appliances, and new bathrooms. Enter through the screened lanai where you can enjoy your morning coffee. Inside you will find an open floorplan with a large contemporary fan in the living area and a fresh coat of interior paint and nice window treatments throughout the home. Eat-in kitchen with a custom sliding door to the pantry and modern light fixtures. Both bathrooms have been updated with newer vanities, sinks, fixtures, and toilets. Inside laundry off the kitchen and a bonus room that could be used for an office or mudroom. The large backyard is private and features a nice sized shed built in 2022 for all your storage needs. Vivint security system will convey and includes multiple cameras including doorbell camera, smart thermostat, and a 30 day memory storage for all cameras. No HOA here and you will fall in love with the neighborhood and the ability to walk along the Halifax river on Riverside Drive just one block away, and less than a mile from Sunrise Park and boat ramp. Call today or contact your realtor to schedule a private showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,428 | $1,409 | $1,818 |
Total Monthly Payment | $1,678 | $1,659 | $2,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.