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There is a lot to like here, starting with the huge . 36 acre lot. Plenty of room to build an ADU or detatched garage/shop. The open and remodeled kitchen space is large enough to be used as a second living room. The quartz countertops have beautiful coloring and plenty of space plus you have a lot of light from the 3 kitchen windows and a pantry at the end of the peninsula. Down the hall there is one bedroom across from the house bath and laundry room. The master bedroom is large enough for a king bed and dresser. There is a small walk in closet, along with a 2nd reach in closet and 3rd linen closet near the master bath with a walk in shower. The back room is perfect for evening movie watching with lights from the screened in pool giving off that perfect ambiance. Speaking of the pool, it was resurfaced with pebble tec 2 years ago and has a new pump and filter, along with new screens done about 6 months ago. It is a great place to hang out and eat meals and create memories. There are 2 sheds on the property, one of them has power ran to it for your extra storage needs. Out back feels a little like you are in the country, and yet you are 5 minutes to the beach, but no flood insurance required plus it is a non-evacuation zone. Some of the other perks. . . 2 year old metal roof and TPO flat roof complete replacement, newer AC, 2 year old water heater, PLENTY of room for equipment or another building, ability to create a unique short term rental experience with the size of the lot and outdoor amenity potential or have your primary home with room for all the toys!
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Our Executive Mortgage Banker:
Our Insurance Division:
$524,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,200 | $419,200 | $419,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,824 | $2,824 | $3,623 |
Total Monthly Payment | $3,015 | $3,015 | $3,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.