Under contract-accepting backup offers. Welcome to Highland Lakes where you'll find a well maintained and established community of 123 homes built by Arthur Rutenberg. Pride of ownership is evident in this impeccably maintained community! This gracious home features 2 bedrooms and 2 bathrooms in a split plan offering 1598 sf of living area to comfortably entertain your family and friends. Enter to beautiful waterfront views from the living room, lanai and Primary Suite where you can watch the waterfowl and migrating birds. THIS LOCATION IS SIMPLY STELLAR! The floor plan offers a separate nicely sized family room that seamlessly incorporates the kitchen and family room into an inviting open living area with plenty of natural daylight provided from all the windows. The kitchen, which is simply stunning, features upgrades that include great cabinet storage space with soft close pots/pan drawers and cabinetry, quartz countertops, solid attractive taller wood cabinetry, canister lighting, pull-out solid wood pantry drawers and smudge-free appliances. The Primary Suite, which has two closets, features a perfectly remodeled and redesigned bathroom with a glass shower door entry, dual sinks, quartz countertops and Carrera marble flooring. Brand new luxury vinyl flooring can be found throughout. Additional amenities and updates include a 2nd bathroom fully updated with quartz countertops and Carrera flooring, custom plantation shutters, vaulted ceiling, 2017 hurricane impact windows, a 2023 $10K hurricane impact garage door, a $13K 2019 Daikin dual cycle 4 ton air conditioning unit that includes a UV bluelight & air scrubber, a 2020 Rheem hot water heater, gutters, 2023 hurricane shutters, new R38 insulation including the garage and lanai areas, newer ductwork, new receptacles, dimmer switches, newer ceiling fans, lanai sunshades and Lexan panels, new custom pavers, new landscaping and a 2017 tile roof. Enjoy the convenience of an indoor laundry area which the owners replumbed and moved from the garage featuring an LG stainless steel glass top washer and dryer, each with steam settings, and a SMART diagnostic link to your phone. This home is loaded with amenities! This very special community, which is age friendly and allows large pets, has social activities for every holiday and also hosts an annual Catch-n-Release fishing competition with prizes. The community clubhouse, which has recently been renovated, offers a heated swimming pool. Quarterly fees total just $725 which includes your lawn maintenance, fertilization, bi-annual tree trimming and irrigation, cable, internet, pool/clubhouse maintenance and the services of a management company. Enjoy peace of mind living in a non-flood zone. This location is walking distance to grocery stores, shopping, restaurants and a movie theater. Two hospitals and an array of doctor's offices are also within close proximity. Arrive at Bradenton's famous beaches, just six miles away, to views of the Gulf of Mexico where you can stick your toes in the sand . . . this home is special and it delivers!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,590 | $2,523 | $3,281 |
Total Monthly Payment | $2,872 | $2,805 | $3,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.