Beautiful California-style splanch. This home is special - it oozes character and charm and coolness! There is a large 2-level deck (2 years old) in the front of the house. The owner strategically planted native plants that offer beauty, color and privacy. Entry to the house is through a charming, separate foyer. When you walk into the living room you immediately notice how the vaulted ceilings and skylights give so much light and airiness to room. It has an open, spacious layout. The living room has a wood burning stove that can heat up the whole main level of the home. The guest bedroom and full bathroom are off the living room, and make for a perfect home office. No space is wasted - there is an open loft that can be used for storage. Craftsman-quality steps take you down to the lower level - the primary bedroom and bathroom. Lots of closet space, and a sliding door that provides a peaceful view and that takes you out to a private area perfect for a zen garden. A separate laundry room is off the bedroom. The bathroom is beautifully done with a large walk-in shower with 2 shower heads, separate jacuzzi tub and double sinks. Don't worry about cold feet when your downstairs - the floors are heated. (flooring in bedroom is made of cork - how cool is that?) When you walk out the sliding doors, the entrance to the "basement" is right there (ground level). There is plenty of storage and this is where you find the oil tank, hot water heater, and updated electric service panel. This home has been well maintained. The roof, skylights, soffits and trim were done in 2012. The furnace and oil tank are 15 years old. If you like to spend time outside this home has great hang-out areas on the upper front deck and the lower level. And don't forget, being in the beautiful rolling hills of Rocky Point, you have access to the beach just a short distance away. Don't miss an opportunity to see this unique, wonderful home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $699 | $699 | $699 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,141 | $2,085 | $2,712 |
Total Monthly Payment | $2,915 | $2,859 | $3,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.