Immaculate two-bedroom, one-bath 1, 180-square-foot ground-level condominium in the highly sought-after 55+ community of Twin Oaks. This residence is pristine with lots of updates and features. This spacious floor plan has a large living room/dining room combination, a large kitchen with maple wood cabinetry, Corian counter tops, beautiful tile backsplash, tile flooring and a quality white appliance package. In the rear of the residence, you have a large Florida room lined with new storm-rated impact-resistant white vinyl framed windows which allow in an abundance of natural sunlight and a large utility closet with newer high-end stackable washer and dryer. Both bedrooms are nice and roomy, carpeted, and split by a large bath with a shower tub with slider enclosure, and an upgraded solid wood vanity. No flood insurance required. Twin Oaks has so much to offer its residents and guests such as a swimming pool, clubhouse, community laundry room, shuffleboard courts and ample guest parking. In the clubhouse, you can also always find a game of bingo, pinochle or poker. The property's centralized location is well-situated to provide easy access to local beaches 10 minutes away, Clearwater, St. Petersburg and Tampa. For shopping, restaurants and entertainment, the new Seminole City Center is just five minutes away. Don't miss this fabulous opportunity!
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Our Executive Mortgage Banker:
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$169,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,200 | $135,200 | $135,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $22 | $22 | $22 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $922 | $899 | $1,159 |
Total Monthly Payment | $1,019 | $996 | $1,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.