203 Fenner North Avenue, Middletown, RI, 02842 | $349,900

Enjoy all that Aquidneck Island has to offer from your year-round, easy living condominium. Prime location provides access to beaches, downtown Newport, Navy base, parks, and shopping. This North Fenner Lodge condominium boasts light filled spaces, a private patio for seating and grilling, a small deck off the living room, generous storage, and a designated secure place for your beach toys and bikes. The hardwood floors and unique angles add to the Lodge's character. With 2 assigned parking spaces adjacent to the unit, ample guest parking, and all the conveniences to make the most of your free time including in unit washer/dryer, dishwasher, built in microwave, and a garbage disposal, this unit makes for a great owner-occupied residence or a highly desirable rental. Add in municipal water, sewer and trash collection along with newly installed James Hardie fiber cement siding, and you can spend time enjoying the island worry free. Low HOA fees include water, sewer, landscaping, and snow removal; combined with a healthy reserve, you'll enjoy financial peace of mind. Lots of options for furniture layout as the bedroom can accommodate a king-size bed or two twins and the kitchen has space for a dining table. This home is freshly painted and ready to go.

Features

  • Parking: 2-car
  • Heating: Gas,Hot Water
  • Cooling: None
  • Amenities: Garden Area,Storage
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: In Unit
  • Complex: Miantonomi
  • Year Built: 1965
  • Common Charge: $199 Monthly
  • Approx Sq. Feet: 675
  • Est. Taxes: $2,258
  • Pets Allowed: Yes
  • Appliances: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
  • MLS#: 1362048
  • Website: https://www.raveis.com
    /raveis/1362048/203fennernorthavenue_middletown_ri?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Pamela HerouxSales Associate

Pamela.Heroux@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

203 Fenner North Avenue, Middletown, RI, 02842

$349,900

Pamela Heroux

Sales Associate

William Raveis Real Estate

Phone: 401.846.3800

Pamela.Heroux@Raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.841% 7.159% 6.518%
Monthly Tax Payment $188 $188 $188
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,862 $1,860 $2,400
Total Monthly Payment $2,125 $2,123 $2,663

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.