Beautiful move-in ready home in Divi Divi Estates, a River Front Gated Community. 3Br/2BA main home and detached Guest House w, Kitchen, LR, 1BR/1BA. Old Florida trees beckon you to follow the private concrete road, through the gates to find perfectly nestled on 1 full acre the main home, with it's open floor plan. Offering the ease of waterproof laminate flooring, split bedrooms & lots of windows and skylights to shower the rooms with natural light. The large eat-in kitchen which opens to the living area has a natural gas range perfect for any home chef. Porches surround the exterior, with a pergola covered front, huge screened in back, and an open deck off of the screened area. For your extended guests or permanent family members is the fully self contained 1BR/1BA guest cottage complete with its own screened porch. Divi Divi is a private gated community located on the St. Johns River. Enjoy frolicking in the green park area, jumping off the dock or canoeing until your heart is full
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Our Executive Mortgage Banker:
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$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $260 | $260 | $260 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,334 | $3,011 |
Total Monthly Payment | $2,672 | $2,669 | $3,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.