One special kind of home. Great curb appeal. Designer drive/walkway (2023). Front porch with eastern exposure patio. Wonderful place to enjoy your morning coffee and read the paper. Concrete block and stucco. Designer double door entry with phantom screens. Popular open, split floor plan. Library with full built-in shelving/sitting beach off of the entry foyer (laminate flooring). Lovely formal dining and great room concept (laminate flooring). Built-in shelving in living room with plenty of storage. Eat-in kitchen with island shutters, breakfast bar, island, and closet pantry compliments the stainless steel appliances & slate backsplash. Primary bedroom (carpeting) with en suite bathroom featuring double sinks, shower, tub, water closet and walk-in clothes closet. Guest bedroom (carpeting). Bonus room for the craft enthusiast or additional storage. Lanai is enclosed with acrylic full-view windows, a mini split for climate control and beautiful designer tile floor (40' by 10'). The lanai opens up to a screened 16' by 14' birdcage with patio space around the birdcage. Talk about living the Florida lifestyle. Oh, and did I mention a private backyard. Garage is oversized and also has awesome storage cabinetry. Laundry is located in the garage. Re-shingled September 2023. HVAC 2015. Re-piped in 2020. Home has been well taken care of (immaculate and move-in ready). Designer wall color and ceiling fans. Some of the furnishing/furniture will be available for sale under a separate package.
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Our Executive Mortgage Banker:
Our Insurance Division:
$384,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,600 | $307,600 | $307,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $253 | $253 | $253 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,046 | $2,044 | $2,637 |
Total Monthly Payment | $2,374 | $2,372 | $2,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.