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491 Winding Hill Road, Montgomery (Crawford), NY, 12549 | $679,000
Experience the charm of this amazing center hall colonial in the pine bush school district. Majestically perched atop a hill on 2. 6 acres of land it is completed with mountain views. This 2, 989-square-foot home features 4 bedrooms and 2. 5 baths. The first floor welcomes you with a grand center hall entrance, flanked by a dining room on one side and living room on the other. The living room leads to an inviting den/office space complete with a cathedral ceiling and pellet stove. The open-concept kitchen has been recently updated with stainless steel appliances, butcher block countertops, and a charming farmhouse sink. The kitchen flows seamlessly into the family room, featuring a wood-burning fireplace and easy access to your backyard paradise via sliding door. Additionally, the first floor includes a powder room and a spacious laundry/mud room. Upstairs, you'll find 4 bedrooms and 2 full baths. The expansive primary suite boasts an ensuite bath with walk in closet, a shower, whirlpool tub, dual sinks, and a water closet. The unfinished basement offers endless possibilities; ready to be transformed into a playroom, studio, or home theatre. The attached two-car garage features a bonus side work and storage area. But wait, there's more! The detached 4-car garage is a collector/mechanic's dream that can support a lift. This structure also has a bonus space above which features its own private entrance. Currently designated for storage, this versatile space can easily be converted into a guest suite or private office with full utilities.
Features
- Town: Montgomery
- Rooms: 12
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1989
- Garage: 2-car Attached
- Heating: Oil, Baseboard, Heat Pump, See Remarks
- Cooling: Ductless, Wall Unit(s), Window Unit(s)
- Basement: Unfinished
- Approx Sq. Feet: 2,989
- Acreage: 2.6
- Est. Taxes: $14,957
- Lot Desc: Private
- View: Mountain(s), Panoramic
- Elem. School: E J Russell Elementary School
- Middle School: Crispell Middle School
- High School: Pine Bush Senior High School
- School District: Pine Bush
- Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Oven, Washer, Stainless Steel Appliance(s)
- MLS#: H6243579
- Days on Market: 99 days
- Website: https://www.raveis.com
/prop/H6243579/491windinghillroad_montgomery_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
491 Winding Hill Road, Montgomery (Crawford), NY, 12549
$679,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $543,200 | $543,200 | $543,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $1,246 | $1,246 | $1,246 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,614 | $3,610 | $4,581 |
| Total Monthly Payment | $4,952 | $4,948 | $5,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535