This adorable 3 bedroom, 2 bath ranch home sits on a perfectly landscaped corner lot. It is truly a must see with so many possibilities for additional living space including an enclosed porch/sunroom right off the kitchen, not represented in the listed square footage, that overlooks the private backyard. There is also an abundance of storage space in the stand-up attic. Beautiful hardwood floors and a wood-burning fireplace in the living room add to its charm. The fully fenced-in backyard has a shed with a new roof, and there are multiple patio areas for grilling, a firepit, or relaxing. There's even enough room to add a pool for your summer time fun. In a lovely, peaceful neighborhood and ideally located to the town amenities as well as all of the activities the Hudson Valley has to offer. Enjoy apple and pumpkin picking, wineries, hiking, restaurants, and so much more. Minutes from West Point, Bear Mountain State Park, and multiple train stations to New York City.
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Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $642 | $642 | $642 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,046 | $1,993 | $2,592 |
Total Monthly Payment | $2,763 | $2,710 | $3,309 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.