This is a custom built home by the seller’s dad in 1960. It was built at the time with great thought and top of the line construction. This sale INCLUDES the vacant lot on ELM STREET. Perfect for expansion or private use. This is a contemporary home, multi levels with all large rooms. HW through out and open floor plan. Two baths one with just shower. . Brand new electric cooktop just installed. Formal dining room. Two fireplaces one in LR and the other in the lower FR. Beautiful decorative tile floors in entry level enclosed porch and FR. The home has been freshly painted inside and out. The hardwood flooring is in fantastic shape. HUGE basement with laundry. It has a level yard with double wide driveway. Perfect location for in home business or contractor that needs space to store vehicles. Wonderful commuter location to RT 20 and all major routes. This is a must tour home, a hidden gem inside! Please take note of this PRICE DROP!
Type | Level |
---|---|
Bedroom 2 | Third |
Bedroom 3 | Third |
Dining Room | Second |
Kitchen | Second |
Living Room | Second |
Master Bedroom | Third |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,994 | $2,916 | $3,793 |
Total Monthly Payment | $3,498 | $3,420 | $4,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.