Under contract-accepting backup offers. MAJOR PRICE ADJUSTMENT!! When you enter this Villa through the private covered patio you will be wowed by the soaring cedar plank ceilings and clerestory windows in the great room, with views all the way through to the backyard. While strolling to the backyard atop the beautiful new light luxury vinyl plank floors ($7000 upgrade) the sense of space is light, bright yet calm and serene.
Prefer to eat outside and in private? The backyard is ready for hardscape; Join the neighbors, add a patio for even more outside living space! Note: The patio does NOT back up to any street, just relax in the trees of Pine Bay Forest and enjoy!
The Kitchen has been recently remodeled and features maple cabinets, granite countertops with tile backsplash, stainless-steel appliances. with designer touches throughout including spice rack, trash pull outs, large farmhouse sink and a french door fridge; NO space is wasted.
Like to cook? This home has a double convection oven AND an over the range microwave/convection oven vented outside- No problem cooking thanksgiving dinner here! The Laundry area with full sized washer and dryer includes additional storage for Pantry goods and is conveniently located next to the Kitchen.
Both bedrooms feature ensuite bathrooms and walk in closets even a cedar closet. The huge primary bedroom has cathedral ceilings and sliding glass doors connecting it to the over 200 sq ft finished climate-controlled Lanai/Florida Room with custom roman shades (much easier to clean than blinds) for privacy. Renovation has added more air-conditioned spaces and PLENTY of storage. Make this space your own, exercise room? spa? Studio or office all with extra storage space, you decide! Condo is in turnkey condition, bring your toothbrush and move right in; most furniture is negotiable!
Pine Bay Forest located on the shores of Palma Sola Bay is Northwest Bradenton's premier condo complex. Offering lush landscaping, heated pool & spa, saunas, shuffleboard, tennis, and pickleball. A private community owned observation deck overlooks Palma Sola Bay for taking in the spectacular west coast sunsets over the water. Walk or bike to the world class beaches of Anna Maria Island for sun and fun, or check out the Robinson Nature Preserve, a 2023 Trip Advisor Travelers Choice award winner (top 10%) for kayaking, fishing, and nature trails. Super convenient to Publix, Target, Manatee Memorial ER, banking, restaurants, and nightlife. Pine Bay Forest is one of the few associations in the area to allow on-property/off street parking for personal pick-up trucks. Location and access to amenities make the Pine Bay Forest community the most desirable in northwest Bradenton. The extra square footage, level of finish and quality of upgrades make this one of the finest homes in the Pine Bay Forest complex.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,442 | $1,405 | $1,827 |
Total Monthly Payment | $1,655 | $1,618 | $2,040 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.