Experience single-level living in the 55+ gated community of Country Pointe Woods at Smithtown. This beautiful end-unit townhouse boasts numerous upgrades, including custom kitchen and bathroom cabinetry, upgraded tiles and flooring, elegant moldings throughout, and a rear paver patio. An added bonus is the full basement with high ceilings, plumbing ready for a bathroom installation, an additional electrical panel, and an egress window. Enjoy the open concept of the center island eat-in kitchen, which flows seamlessly into the family room featuring a gas fireplace. The spacious dining area includes glass sliders that bathe the room in natural light and lead to an expansive rear patio, perfect for relaxing and overlooking the serene grassy common area. Expansive primary bedroom featuring a walk-in closet and a spa-like full bathroom with a luxurious tiled walk-in shower. The dual-entry full hallway bathroom offers versatility with additional access from the guest bedroom, functioning effectively as an ensuite, ideal for guests. The perfectly situated 1st floor laundry room also provides convenient access to the 1-car attached garage. This community provides an array of amenities, highlighted by a tastefully designed clubhouse featuring game tables, a summer kitchen, lounge area, and a fitness center. Residents also enjoy a heated outdoor pool and a bocce court, perfect for leisure and recreation throughout the seasons. Your opportunity has arrived to experience the ultimate in comfortable, luxurious 55+ living with all these amenities and more at Country Pointe Woods at Smithtown.
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Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $575 | $575 | $575 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $3,988 | $5,145 |
Total Monthly Payment | $4,659 | $4,655 | $5,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.