13 Silver Spruce Way, #13, Smithtown, NY, 11787 | $750,000

Experience single-level living in the 55+ gated community of Country Pointe Woods at Smithtown. This beautiful end-unit townhouse boasts numerous upgrades, including custom kitchen and bathroom cabinetry, upgraded tiles and flooring, elegant moldings throughout, and a rear paver patio. An added bonus is the full basement with high ceilings, plumbing ready for a bathroom installation, an additional electrical panel, and an egress window. Enjoy the open concept of the center island eat-in kitchen, which flows seamlessly into the family room featuring a gas fireplace. The spacious dining area includes glass sliders that bathe the room in natural light and lead to an expansive rear patio, perfect for relaxing and overlooking the serene grassy common area. Expansive primary bedroom featuring a walk-in closet and a spa-like full bathroom with a luxurious tiled walk-in shower. The dual-entry full hallway bathroom offers versatility with additional access from the guest bedroom, functioning effectively as an ensuite, ideal for guests. The perfectly situated 1st floor laundry room also provides convenient access to the 1-car attached garage. This community provides an array of amenities, highlighted by a tastefully designed clubhouse featuring game tables, a summer kitchen, lounge area, and a fitness center. Residents also enjoy a heated outdoor pool and a bocce court, perfect for leisure and recreation throughout the seasons. Your opportunity has arrived to experience the ultimate in comfortable, luxurious 55+ living with all these amenities and more at Country Pointe Woods at Smithtown.

Features

  • Parking: 1-car, 1 Car Attached, Driveway
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Gated
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Country Pointe Woods
  • Year Built: 2019
  • Common Charge: $726 Monthly
  • Acreage: 2
  • Est. Taxes: $6,903
  • Lot Desc: Cul-De-Sec, Private
  • Adult Communities: Yes
  • Middle School: Hauppauge Middle School
  • High School: Hauppauge High School
  • School District: Hauppauge
  • Pool: In Ground
  • Pet Policy: Dogs OK, Cats OK
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
  • MLS#: 3560337
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/3560337/13silverspruceway_smithtown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Coach   Phone: 631-757-4000

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13 Silver Spruce Way, #13, Smithtown, NY, 11787

$750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $600,000 $600,000 $600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.841% 7.159% 6.518%
Monthly Tax Payment $575 $575 $575
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,992 $3,988 $5,145
Total Monthly Payment $4,659 $4,655 $5,812

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.