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This charming 2-bedroom, 1. 5-bathroom home is nestled in the heart of Historic St. Augustine perfectly blends timeless elegance and modern convenience. Circa 1903, this residence spans 1, 140 square feet and features beautiful wood floors throughout. The screened-in front porch adds to its appeal, offering a delightful spot to enjoy the outdoors and catch a cool summer breeze! Currently operating and offered as a Turn-Key furnished rental. Upon entering, you are welcomed by a cozy sitting room at the front, setting the atmosphere for relaxation while taking in all the gorgeous finishing details. A spacious sitting room offers a stately feel with glass French doors opening to the spacious dining room, which leads to the kitchen. The kitchen is equipped with stainless steel appliances, ample counter space for food preparation, and European style open shelving/cabinets. The two bedrooms are situated on the opposite side of the home. The main bathroom, accessible from both the dining area and the master bedroom, recently updated, features a walk-in shower and a single vanity, with an attached half bath for guests. A new metal roof ensures durability, and the long driveway can easily accommodate two or more vehicles in an area where parking is a premium. The coveted Abbott Tract neighborhood is bordered by the centuries old fort to the south, the Mission Nombre de Dios Chapel and 200' high Cross to the north and the historic gateway to Old Town is just a couple of blocks away. You can launch your kayak just 2 short blocks walk down Locust Street at Water Street and you're already among some tiny islands in Matanzas Bay. Take a short walk to restaurants, coffee and wine shops and a local market store for any last minute items. This property is zoned RS-2 which allows for weekly short-term rentals, presenting an excellent investment opportunity in Historic St. Augustine. Welcome!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $638 | $638 | $638 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,459 |
Total Monthly Payment | $4,190 | $4,186 | $5,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.