Great opportunity to earn instant equity with this classic colonial home featuring 7 rooms 3 beds 2 baths and spacious barn style 2 car garage with loft area. Enjoy the 19x11. 6 living room with newly refinished hardwood flooring and gas fireplace. This room opens to the dining room with refinished hardwood flooring and built in cabinetry along with the 15x13 eat in kitchen with gas cooking . A 17x16 family room with vaulted ceilings and access to the driveway and backyard adds extra square feet and is a nice bonus room for guests and family to enjoy. First floor also includes a 3/4 bath. Second floor features 3 bedrooms all with newly refinished hardwood flooring and a 10x8 bath that will need renovations. A bonus third floor attic with full staircase can be an excellent way to create additional living space. The basement is unfinished and includes a weil mclean boiler on oil as well as a 40 gallon hot water tank on oil. There is good storage in the basement.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring - Hardwood | 10.3 x 12.0 | Second |
Bedroom 3 | Flooring - Hardwood | 7.5 x 9.0 | Second |
Dining Room | Flooring - Hardwood, Balcony / Deck, Deck - Exterior, Exterior Access | First | |
Kitchen | Ceiling Fan(s), Flooring - Laminate, Dining Area, Gas Stove | First | |
Living Room | Flooring - Hardwood, Lighting - Sconce | First | |
Master Bedroom | Flooring - Hardwood | 11.2 x 12.0 | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,200 | $455,200 | $455,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $555 | $555 | $555 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,067 | $3,067 | $3,934 |
Total Monthly Payment | $3,713 | $3,713 | $4,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.