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One or more photo(s) has been virtually staged. Discover the perfect coastal retreat in this charming 1 bedroom, 1 bathroom condo, ideally located just minutes from the water and the beach. This delightful home offers a serene and relaxing atmosphere, perfect for those seeking a peaceful lifestyle. Located on the top floor, this unit welcomes passive light through the tall windows in the open living space. The unit was freshly painted and has an updated kitchen with stainless steel appliances and quartz countertops. Have peace of mind knowing that hurricane impact windows (2021), new laminate flooring (2021) and a new water heater (2021) were installed. The A/C fan was also replaced (2022). Exterior building was painted and a new roof was installed by the HOA in 2021. The community has a pool with grills and picnic tables, onsite laundry, additional storage space for owners, a car wash station, building elevator and clubhouse. This unit is a great opportunity to be close to downtown, all the dining and shopping along the 4th street corridor and walk or ride bikes among the surrounding neighborhood. Say hello to your new home in St. Petersburg!
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Our Executive Mortgage Banker:
Our Insurance Division:
$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,200 | $143,200 | $143,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $42 | $42 | $42 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $953 | $952 | $1,228 |
Total Monthly Payment | $1,070 | $1,069 | $1,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.