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This property presents a unique opportunity to create a dream home with personal touches. It boasts a new roof installed in 2023, three bedrooms, two and a half bathrooms, and a two-car garage, spread across nearly 2, 000 square feet of living space. The home is situated on a generous 1. 10-acre corner lot. Noteworthy features include a screened-in pool, a cozy fireplace, and a six-seat hot tub, all designed to offer comfort and relaxation. The Pine Ridge community offers more than just a home; it's a lifestyle choice that caters to outdoor enthusiasts with activities such as horseback riding and hiking amidst beautiful landscapes and local wildlife. The area is growing, with new shopping facilities like Aldi, Starbucks, and Target, adding to the convenience of living here. The close proximity to the Suncoast Parkway enhances the appeal of the location, providing easy access to surrounding areas and contributing to a high quality of life. This home is an invitation to experience the quintessential Florida lifestyle in a desirable community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$438,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $350,400 | $350,400 | $350,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,331 | $2,329 | $3,004 |
Total Monthly Payment | $2,740 | $2,738 | $3,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.