This delightful 3-bedroom home nestled on a spacious 2. 5-acre lot is a dream come true for nature lovers and small-town enthusiasts. Step inside to a well-equipped kitchen with ample counter space and warm wood cabinetry, perfect for creating culinary masterpieces. The convenient layout allows for an easy flow between the kitchen, the dining area with gleaming hardwood floors, and the sunlit living room, creating an ideal space for entertaining. Three generously sized bedrooms, each with ample closet space, provide a tranquil retreat for residents, while a full bathroom completes the main floor. The potential for this home extends beyond the main living area. The spacious basement offers a fantastic opportunity to personalize imagine a cozy home theater, a dedicated game room, or even a private home office. Sliding glass doors lead out to a screened porch, a perfect spot for enjoying fresh air on warm summer evenings. Venture outside and host memorable gatherings on the spacious patio overlooking the sprawling backyard. Let your imagination run wild with possibilities for creating your own personal oasis plant a flourishing garden, host lively gatherings, or simply soak up the sunshine in a serene setting. Two outbuildings provide additional storage for all your outdoor essentials. But the charm doesn't reside within the four walls of the house alone. This well-maintained haven is ideally situated in the vibrant town of New Paltz, known for its stunning natural beauty, thriving arts scene, and exciting college town atmosphere. Explore the unique shops, delectable restaurants, and historical landmarks that New Paltz has to offer. Immerse yourself in the breathtaking scenery of the Mohonk Preserve or take a scenic hike in the nearby mountains. This home offers the perfect blend of comfort, functionality, and a delightful location a place where you can truly embrace the magic of New Paltz.
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Our Executive Mortgage Banker:
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$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $753 | $753 | $753 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,962 | $2,489 |
Total Monthly Payment | $2,791 | $2,789 | $3,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.