Welcome to this delightful Cape-style home nestled on a quiet residential street in the heart of East Northport. This versatile property features 4 spacious bedrooms and 2 full bathrooms, making it perfect for families of all sizes. The home boasts two kitchens, 1st floor kitchen adorned with stainless steel appliances and elegant granite countertops, making it ideal for a mother-daughter setup or as a lucrative income-producing opportunity. The main floor hosts a private home office, perfect for remote work or study. Relax and unwind on the cozy porch or entertain guests on the shaded patio, all set within a beautifully manicured property that showcases pride of ownership. Additional features include a newer roof, an efficient heating system, a hot water tank, and energy-efficient central air conditioning. The home also includes updated plumbing and a cesspool conveniently located in the front of the house. The full finished basement offers extra living space, and the one-car garage provides secure parking and additional storage. Enjoy the comfort of 2-zone gas heat, ensuring optimal temperature control throughout the home. Conveniently located close to shopping centers, schools, and transportation, this home offers both tranquility and accessibility. Don't miss the chance to own this exceptional property in a sought-after neighborhood. TRUE TAXES 9, 534. 10 - BASIC STAR 749. 00 = TAXES WITH BASIC STAR $8, 785. 10 See Attached Town Tax Bill.
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Our Executive Mortgage Banker:
Our Insurance Division:
$719,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,992 | $575,992 | $575,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $795 | $795 | $795 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,832 | $3,828 | $4,939 |
Total Monthly Payment | $4,718 | $4,714 | $5,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.