On the sought-after Ocean Ave. side of Pauline Street, this is a great opportunity to establish 'home' in the desirable waterfront community of Lordship. With nearly 2, 000 square feet of above-grade living space, this residence offers a flexible layout, featuring a convenient kitchenette on the second floor - ideal for accommodating extended family or guests. Situated on one of the largest lots on the street, the property boasts a spacious backyard, perfect for outdoor activities and relaxation, along with a two-car detached garage for added convenience and storage. Step indoors to a generously sized family room filled with natural light, creating a cozy ambiance centered around a fireplace. The roomy eat-in kitchen is equipped with high-quality cabinetry, granite countertops, and stainless steel appliances. Take pleasure in the peaceful surroundings with a short stroll to the beach, allowing for leisurely walks and breathtaking sunsets. A brief walk to the Lordship Corner Market offers the chance to enjoy ice cream or pizza at Dal Mare. It's easy to be captivated by this location! Notably, flood insurance is not required for this property, providing added peace of mind among its many advantages. Don't let this exceptional opportunity slip by to add value and create lasting memories in this prime location. Welcome home!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Eat-In Kitchen | Main |
Family Room | Main |
Kitchen | Upper |
Living Room | Main |
Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $697 | $697 | $697 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,670 | $2,601 | $3,382 |
Total Monthly Payment | $3,459 | $3,390 | $4,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.