Welcome to The Clifton - a home that tells a unique story of love and craftsmanship that blends tradition and modern comfort. Situated on a coveted . 9-acre lot in one of Clifton Park's most desirable neighborhoods, this home boasts over 1, 400 square feet of well-designed living space. The first level features three bedrooms, a dining area, and a full bathroom. Additionally, the country kitchen, with its warm, inviting ambiance, provides picturesque views of the private backyard with two ancillary buildings, making it an ideal spot for family meals and gatherings. The living room, adorned with a hand-hewn oak mantle fireplace and a wood-burning stove insert, promises cozy evenings and a welcoming atmosphere. The walkout lower level includes a half bath, a dedicated laundry area, a workshop, and access to the garage. Additionally, this space offers extra living space with the potential to be a fourth bedroom. Beyond the house itself, the location is truly unparalleled. Nestled in the highly sought-after Shenendehowa school district, this home offers both tranquility and convenience. Enjoy easy access to local amenities such as Clifton Commons, Clifton Park Center, and the Southern Saratoga YMCA. Major highways, including I-87 and Route 146, are just minutes away, making commuting a breeze. This is more than just a home; it's a legacy waiting to be continued. Discover the charm and potential of this special property, where every corner tells a story and every room is a new chapter in your life.
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Our Executive Mortgage Banker:
Our Insurance Division:
$354,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,992 | $283,992 | $283,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,913 | $1,913 | $2,454 |
Total Monthly Payment | $1,988 | $1,988 | $2,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.