One or more photo(s) has been virtually staged. Seller may consider buyer concessions if made in an offer ~ Perfectly blending comfort, style, and functionality, this home offers the ideal retreat for those seeking both elegance and natural beauty. This beautifully designed 4 bedroom 3 bath home offers a unique three-way split plan, ensuring privacy and comfort for all. 4th bedroom/bath could be used as an in-law suite. Step inside to formal/flex room and grand hallway with tray ceiling leading to the heart of the home. The family chef will fall in love with the well-appointed kitchen showcasing granite countertops, stainless steel appliances, a custom backsplash, large closet pantry plus butler's pantry, and ample seating space around the island. The kitchen overlooks the dining area and spacious family room, where abundant windows frame views of the private tree lined back yard. Additional highlights include no rear neighbors, covered front porch, three-car garage, jack-and-jill bedroom suites, and a luxurious primary suite featuring dual vanities, a soaker tub, and generously sized walk-in closet. Rock Springs Ridge residents enjoy Highly desired A rated schools and proximity to a wealth of amenities, including Kelly Park natural springs and Wekiwa State Park, as well as dining and shopping options. Additionally, the nearby NORTHWEST RECREATION COMPLEX offers over 180 acres of recreational space, ensuring endless opportunities for outdoor enjoyment and leisure.
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Our Executive Mortgage Banker:
Our Insurance Division:
$555,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,000 | $444,000 | $444,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $574 | $574 | $574 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,029 | $2,951 | $3,744 |
Total Monthly Payment | $3,695 | $3,617 | $4,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.