This country escape home is located in Litchfield County, just outside of quaint Winchester Center. If a quiet setting is what you're seeking, then this is the home for you. Situated on over 10 acres, you travel over a bridge and up a long driveway to find yourself immersed in complete privacy. Enjoy long warm summer nights and refreshing fall days in all that nature has to offer. This is a one-owner home and the first time it is being offered for sale. The main floor plan is open and airy with a cathedral ceiling, anchored by a floor-to-ceiling fireplace. If more room is what you need, have no worries because this home was built with an oversized septic system. The home also features a full-size walk-out basement where even more space can be added. This part of Litchfield County is convenient to so much to do. Boating, hiking, fishing, golfing, skiing, tubing, and many more outdoor activities are all just a short drive away. There are plenty of arts activities also minutes away in Torrington, where you'll find the Warner Theater, Nutmeg Ballet, 5 Points Gallery, and all the restaurants and shops you could need. This home would make a great 2nd home escape from the hustle and bustle of city life or a full time residence.
Type | Level |
---|---|
Bedroom 1 | Upper |
Dining Room | Main |
Eat-In Kitchen | Main |
Living Room | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $477 | $477 | $477 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,746 | $1,701 | $2,212 |
Total Monthly Payment | $2,298 | $2,253 | $2,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.