Unique, fully detached 2 family house right on the border of Richmond Hill and Kew Gardens. House features 2 floors, finished attic, finished basement, 20 x 36 building size and sits on a 4, 900 sq ft lot. Top floor features a finished, pitched attic (no heating) that runs the full length of the building. Second floor features 2 bedrooms, eat-in kitchen, full bathroom, high ceilings, southern exposure, and access to attic. First floor features 2 bedrooms, renovated eat-in-kitchen, spacious living room, southern exposure, access to basement and access to side yard. Basement is finished with a Summer kitchen and outside separate entrance. Exterior features include a shared driveway, 1-car semi-detached garage, rear patio, and additional private parking option on the other side of the house. 2nd floor is currently tenant occupied and can be delivered vacant. Location is ideal, with Trade Fair Supermarket just 2 blocks away, Jamaica-Van Wyck Station (E) just 3 blocks away, Planet Fitness just 5 blocks away, and Kew Gardens LIRR station just 9 blocks away. Zoned for top rated PS 99 and JHS 217. Stores, shopping, restaurants, and entertainment running all along Hillside Ave, Jamaica Ave, and Queens Blvd. Easy access to I-678 which provides direct access to JFK Airport and LGA Airport. Easy access to Manhattan via E train at Jamaica-Van Wyck station. Live with all the space of a single family home and offset your expenses with the rental income for your second unit.
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Our Executive Mortgage Banker:
Our Insurance Division:
$999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $619 | $619 | $619 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,538 | $4,986 | $6,690 |
Total Monthly Payment | $5,249 | $5,697 | $7,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.