Welcome home to this 3/2 with a 4th den/Bed off of the garage in a prime Spring Hill location! This property has been updated with new flooring throughout, A/C in 2021, Roof in 2023, Hurricane windows in 2023, garage door in 2023, and many other items. This home also boasts an inside utility room off of the kitchen, so there is no need to go into the garage. There is a huge front porch to sit outside on and drink your morning coffee. This house feels much bigger than it is with the open floor plan. Perfect for a growing family! It is also centrally located as it is less than five minutes from everything US 19 has to offer in Spring Hill, less than 5 minutes from Hernando Beach and their excellent restaurants and bars, 15 minutes from Hudson Beach and Sam's, Ollies and Get Hooked. It is 45 minutes from Tampa International Airport and 40 minutes from the Gulf Beaches of Pinellas County. Why pay Pinellas and Hillsborough County housing prices when you can be close to it all In Spring Hill! The Owner will listen to all reasonable offerw!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,920 | $227,920 | $227,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,516 | $1,515 | $1,954 |
Total Monthly Payment | $1,867 | $1,866 | $2,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.