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Welcome Home to Regency at Prospect. Beautiful 2, 058 square foot, 3 bedroom, 2. 5 bath home with many upgrades located in a gated community at end of cul-de-sac just a few minutes from I84 & RT 69. Features a covered 6' x12' covered front entry porch, an open floor plan with a first-floor primary bedroom with a tray ceiling, full bath with double sinks, private commode, large tiled shower, walk-in closet & more. The light & bright main living area features a combination living room/dining area with breakfast bar facing the kitchen, vaulted ceiling with skylights and a 9' sliding door unit to the deck overlooking the private back yard. The gorgeous kitchen features a convection oven/microwave combination, double wall oven, newer refrigerator & garbage disposal unit & laundry room with access to the 2-car garage with epoxy coated floor, storage cabinets, wall shelving & a wash sink. The entry foyer features a 1/2 bath and open staircase to the second level with a generous sized loft overlooking the main level, 2 additional bedrooms and a full bath. There is a 925 square foot walk out basement that could be easily finished with a slider to a 12'x10' patio. Located just inside the Community Entrance is a 7'000 square foot club house that features a large meeting room, card room, library, kitchen, billiard room with bar, den with fireplace, elevator to lower-level gym, locker rooms and access to the outdoor pool, putting green, tennis & bocci courts. A MUST SEE!
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Walk-In Closet | 12.6 x 17.4 | Upper |
Bedroom 2 | 12.1 x 15.8 | Upper | |
Dining Room | Vaulted Ceiling,Combination Liv/Din Rm,Hardwood Floor | 10.6 x 12.0 | Main |
Full Bath | Granite Counters,Full Bath,Tub w/Shower,Tile Floor | 6.8 x 8.0 | Upper |
Half Bath | Tile Floor | 3.0 x 6.0 | Main |
Kitchen | Breakfast Bar,Granite Counters,Hardwood Floor | 11.0 x 13.0 | Main |
Living Room | Skylight,Vaulted Ceiling,Balcony/Deck,Combination Liv/Din Rm,Gas Log Fireplace,Hardwood Floor | 16.0 x 30.0 | Main |
Loft | Ceiling Fan,Hardwood Floor | 12.9 x 19.0 | Upper |
Other | Built-Ins,Laundry Hookup,Vinyl Floor | 5.0 x 6.6 | Main |
Primary Bath | Granite Counters,Double-Sink,Full Bath,Stall Shower,Tile Floor | 8.1 x 9.4 | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Stall Shower,Walk-In Closet,Hardwood Floor | 12.1 x 18.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $603 | $603 | $603 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,772 |
Total Monthly Payment | $3,622 | $3,619 | $4,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.