**Just REDUCED! Move-in ready!** Embrace the Lakewood Ranch lifestyle with no CDD fees or INITIAL assessments and low HOA fees! This 1, 619 sq ft, 2019-built villa offers 3 bedrooms, 2 bathrooms, and a 2-car garage in an open-concept layout perfect for modern living. The kitchen, dining, and living areas flow seamlessly, making entertaining a breeze. The kitchen boasts white shaker cabinets, quartz countertops, stainless GE appliances, garbage disposal, spacious walk-in pantry, and a large island. The home is also MI home Whole Home Certified (Clean-Efficien-Economical). The living room opens to a screened lanai, ideal for enjoying fresh Florida air during the cooler months. The screened front entrance also allows for excellent cross ventilation. The primary bedroom features an en-suite bath with a large walk-in closet, double vanity, and a walk-in shower. The two additional bedrooms, located at the front of the home, are perfect for guests or a home office. The laundry room includes shelving and cabinets for extra storage. Additional features include an ionization generator installed on the AC (eliminating the need for UV light) and a stairway to the attic for added storage. Hidden Creek offers a recreation area with a pavilion, picnic area, playground, BBQ grills, and a multi-use sports field. This community is conveniently located near the UTC Mall, Lakewood Ranch Waterside, Lakewood Ranch Main Street, downtown Sarasota, I-75, golf courses, and The Pickleball Club. World-famous Sarasota beaches, Myakka Park, Celery Fields, and St. Armands Circle are just a short drive away. Virtually staged for your design ideas. Don’t miss this fantastic opportunity to live the Florida lifestyle! *NOT a 55+ COMMUNITY*
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Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $361 | $361 | $361 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,180 | $2,812 |
Total Monthly Payment | $2,618 | $2,616 | $3,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.