8549 Whispering STREET, Sarasota, FL, 34240 | $410,000

**Just REDUCED! Move-in ready!** Embrace the Lakewood Ranch lifestyle with no CDD fees or INITIAL assessments and low HOA fees! This 1, 619 sq ft, 2019-built villa offers 3 bedrooms, 2 bathrooms, and a 2-car garage in an open-concept layout perfect for modern living. The kitchen, dining, and living areas flow seamlessly, making entertaining a breeze. The kitchen boasts white shaker cabinets, quartz countertops, stainless GE appliances, garbage disposal, spacious walk-in pantry, and a large island. The home is also MI home Whole Home Certified (Clean-Efficien-Economical). The living room opens to a screened lanai, ideal for enjoying fresh Florida air during the cooler months. The screened front entrance also allows for excellent cross ventilation. The primary bedroom features an en-suite bath with a large walk-in closet, double vanity, and a walk-in shower. The two additional bedrooms, located at the front of the home, are perfect for guests or a home office. The laundry room includes shelving and cabinets for extra storage. Additional features include an ionization generator installed on the AC (eliminating the need for UV light) and a stairway to the attic for added storage. Hidden Creek offers a recreation area with a pavilion, picnic area, playground, BBQ grills, and a multi-use sports field. This community is conveniently located near the UTC Mall, Lakewood Ranch Waterside, Lakewood Ranch Main Street, downtown Sarasota, I-75, golf courses, and The Pickleball Club. World-famous Sarasota beaches, Myakka Park, Celery Fields, and St. Armands Circle are just a short drive away. Virtually staged for your design ideas. Don’t miss this fantastic opportunity to live the Florida lifestyle! *NOT a 55+ COMMUNITY*

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,619
  • Acreage: 0.1
  • Est. Taxes: $4,332
  • HOA Fee: $2,284 Annually
  • Elem. School: Tatum Ridge Elementary
  • Middle School: McIntosh Middle
  • High School: Booker High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: A4613322
  • Days on Market: 164 days
  • Website: https://www.raveis.com
    /prop/A4613322/8549whisperingstreet_sarasota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 11:17:08 PM)
Listing courtesy of BRIGHT REALTY   Phone: 941-552-6036

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Yokadi MejiaInsurance Sales Director, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8549 Whispering STREET, Sarasota, FL, 34240

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $361 $361 $361
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,182 $2,180 $2,812
Total Monthly Payment $2,618 $2,616 $3,248

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.