122 Fernwood CIRCLE, #122, Seminole, FL, 33777 | $219,900

Under contract-accepting backup offers. Rarely available ground floor condo located in the very active and sought after 55+ community of the Gardens Condo. This condo is located very close to the clubhouse, pool, grilling station and shuffleboard. As soon as you enter this property, you'll feel right at home with its living room, dining room combo. The wide-open floorplan makes it great for entertainment and family get-togethers. It has has newer hurricane windows and door, newer A/C, microwave, refrigerator and more. You'll love the large master bedroom which is fit for a king-sized bedroom set - plus a walk-in closet, master bathroom and additional storage located just outside the entrance way. The purchase includes access to the conveniently located carport. Two covered parking spots are located right in front of the entrance to the building. This is a pet friendly community that sits on nearly 5 plush acres of lush landscaping and borders Seminole Lake Park which offers picnic pavilions, grills, a two-mile multi-purpose trail, boat ramp, playground, and launching area for kayaks and canoes. The community location is central to Pinellas and excellent and only a short drive to Seminole City Center with its many unique stores, restaurants and shops. It’s an quick and easy drive to the Gulf beaches making it simple to enjoy the Florida Lifestyle at its best. This property is a must see. So, schedule an appointment to preview it today.

Features

  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Cable TV, Clubhouse, Laundry, Maintenance, Pickleball Court(s), Pool, Shuffleboard Court, Tennis Court(s), Vehicle Restrictions
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Inside
  • Complex: GARDENS THE CONDO
  • Year Built: 1974
  • Approx Sq. Feet: 1,120
  • Acreage: 4.76
  • Est. Taxes: $1,571
  • Condo Fee: $557 Monthly
  • Lot Desc: FloodZone, City Lot, Landscaped, Near Public Transit, Oversized Lot, Sidewalk
  • View: Park/Greenbelt, Pool
  • Adult Communities: Yes
  • Elem. School: Starkey Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Dixie Hollins High-PN
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: U8246961
  • Days on Market: 67 days
  • Website: https://www.raveis.com
    /prop/U8246961/122fernwoodcircle_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/28/2024 2:25:30 AM)
Listing courtesy of PLUMLEE GULF BEACH REALTY   Phone: 727-595-7586

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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122 Fernwood CIRCLE, #122, Seminole, FL, 33777

$219,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $175,920 $175,920 $175,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $131 $131 $131
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,098 $1,069 $1,390
Total Monthly Payment $1,304 $1,275 $1,596

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.