This 3-4 bedroom Cape offers a generous amount of living space with its huge Family Room over the garage that opens to both the big living room and the kitchen. This main floor also has 2 bedrooms and a full bath. The upstairs contains your choice, 2 bedrooms or 1 large one. The backyard is big and with a little attention can be made into a park-like setting. This bank foreclosure needs some tender loving care but when finished would be a terrific place to make a home. This property is being sold as is where is and the bank will not make any repairs. Inspections are for informational purposes only. This property is subject to the Freddie Mac First Look Initiative. The Freddie Mac First Look Initiative limits offers from being entertained during the first 20 days of listing to owner occupant and non-profit buyers. Investor offers will be responded to after the first look period ends on 07/08/2024. " This property is being sold as is where is and the bank will not make any repairs. "This property is subject to the Freddie Mac First Look Initiative. The Freddie Mac First Look Initiative limits offers from being entertained during the first 20 days of listing to owner occupant and non-profit buyers. Investor offers will be responded to after the first look period ends on 07/08/2024. "
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan | Upper |
Bedroom 2 | Main | |
Bedroom 3 | Main | |
Family Room | Bay/Bow Window,Fireplace,Laminate Floor | Main |
Kitchen | Ceiling Fan,Laminate Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $214,656 | $214,656 | $214,656 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,428 | $1,427 | $1,841 |
Total Monthly Payment | $2,124 | $2,123 | $2,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.