1 Division Street, Cold Spring (Philipstown), NY, 10516 | $3,000

Enjoy all that Cold Spring has to offer and revel in a perfect mix of privacy, prime location, and the great outdoors in this gorgeous two-bedroom, one bathroom apartment, available starting June 1, 2024! Located in a quiet, friendly neighborhood on a large, private lot as part of a duplex, this two-floor apartment features an open-concept living room and kitchen, complete with high ceilings, hardwood floors, and high-end electric appliances, as well as in-unit laundry in a separate, dedicated laundry room. The lower level boasts ample storage space and tons of natural light for an open and airy feel. On the upper level, you'll find one full bathroom with a bathtub-shower combo, as well as a separate linen closet for additional storage. Each bedroom features at least one closet, and the larger of the two bedrooms also features a built-in workspace with a countertop perfect for both remote work or as a vanity area. The unit features electric baseboard heating and brand-new window-unit air conditioners which have been pre-installed on both the bottom and top floors. The apartment boasts off-street parking at the end of a long driveway and a private outdoor patio area for entertaining or relaxing. Several restaurants are also within quick walking distance, with the many shops on Cold Spring's Main St. just a 15-minute walk away and Cold Spring Station and the waterfront a 25-minute walk. Easily shop for groceries at Cold Spring's local grocery store, but rest easy knowing even more big-box grocers and retailers are easily accessed in Fishkill, Peekskill, and beyond. Beacon, NY, is a short drive away, granting you access to even more local shops and restaurants. Gorgeous hiking trailheads and paths are also just a short walk or drive away. One parking spot included!

Features

  • Type: Multi Family
  • Town: Cold Spring
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Apartment, Two Story
  • Year Built: 1940
  • Heating: Electric, Baseboard
  • Cooling: Window Unit(s)
  • Basement: None
  • Approx Sq. Feet: 900
  • Acreage: 0.24
  • Elem. School: Haldane Elementary/Middle School
  • High School: Haldane High School
  • School District: Haldane
  • Pets Allowed: No
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
  • MLS#: H6312871
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/H6312871/1divisionstreet_coldspring_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Joncar Realty Inc   Phone: 845-831-3331

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1 Division Street, Cold Spring (Philipstown), NY, 10516

$3,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,400 $2,400 $2,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.282% 6.623%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $16 $16 $21
Total Monthly Payment $91 $91 $96

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.