![]() |
Enjoy all that Cold Spring has to offer and revel in a perfect mix of privacy, prime location, and the great outdoors in this gorgeous two-bedroom, one bathroom apartment, available starting June 1, 2024! Located in a quiet, friendly neighborhood on a large, private lot as part of a duplex, this two-floor apartment features an open-concept living room and kitchen, complete with high ceilings, hardwood floors, and high-end electric appliances, as well as in-unit laundry in a separate, dedicated laundry room. The lower level boasts ample storage space and tons of natural light for an open and airy feel. On the upper level, you'll find one full bathroom with a bathtub-shower combo, as well as a separate linen closet for additional storage. Each bedroom features at least one closet, and the larger of the two bedrooms also features a built-in workspace with a countertop perfect for both remote work or as a vanity area. The unit features electric baseboard heating and brand-new window-unit air conditioners which have been pre-installed on both the bottom and top floors. The apartment boasts off-street parking at the end of a long driveway and a private outdoor patio area for entertaining or relaxing. Several restaurants are also within quick walking distance, with the many shops on Cold Spring's Main St. just a 15-minute walk away and Cold Spring Station and the waterfront a 25-minute walk. Easily shop for groceries at Cold Spring's local grocery store, but rest easy knowing even more big-box grocers and retailers are easily accessed in Fishkill, Peekskill, and beyond. Beacon, NY, is a short drive away, granting you access to even more local shops and restaurants. Gorgeous hiking trailheads and paths are also just a short walk or drive away. One parking spot included!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$3,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,400 | $2,400 | $2,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $16 | $16 | $21 |
Total Monthly Payment | $91 | $91 | $96 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.