209 Mary AVENUE, New Smyrna Beach, FL, 32168 | $399,000

***HIGHLY MOTIVATED SELLER*** Your vintage cottage awaits, nestled in one of the most sought-after neighborhoods, just blocks away from the serene river and the vibrant Canal Street. With easy access to the beach, this home offers a lovely blend of relaxation and charm.

This property is a dream with its array of ideal features and recent updates! The HVAC (2023) and Roof (2021) not only ensure comfort and energy efficiency but also suggest that major expenditures on these essential components have already been taken care of, offering peace of mind. In addition to the essential updates such as the new A/C and recent roof replacement, this property offers modern convenience with appliances that are less than two years old. Specifically, the washer, dryer, and stove have all been recently upgraded, ensuring not only functionality but also efficiency and reliability.

Inside, you'll discover a charming retreat filled with character and warmth. The spacious Florida Room beckons you to unwind with a book or sip your morning coffee surrounded by sunlight. Step into the backyard oasis, where a deep lot offers ample space for your gardening aspirations or simply relaxing under the shade of swaying palms. This property boasts two Ponderosa Lemons, a Pink Grapefruit and two Avocado trees - transforming your backyard into a paradise of taste and tranquility with this delightful trio!

The detached garage is not just a place for storage - it's a canvas for your outdoor adventures, whether it's housing surfboards, kayaks, or bikes for exploring the nearby trails and waterways. Beyond the garage, this property offers the added convenience and versatility of an RV hookup, making it a standout feature for various reasons. An RV hookup in your backyard offers unmatched convenience, versatility, and potential for both personal enjoyment and practicality. Whether you're an avid traveler, a host with hospitality in mind, or simply seeking to enhance your outdoor living space, an RV hookup transforms your backyard into a hub of possibilities. It's a valuable investment that enriches your lifestyle and opens doors to new adventures right outside your doorstep. Picture evenings spent on the patio, hosting friends for BBQs or simply basking in the golden hues of a Florida sunset.

This isn't just a house; it's a lifestyle waiting to be embraced. With its prime location and irresistible charm, this cottage in New Smyrna Beach won't last long. Schedule your showing today and step into your own piece of coastal paradise. Discover why this could be the home where your fondest memories are made.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 1 full
  • Lot Size: 45 x 191
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1940
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,151
  • Acreage: 0.2
  • Lot Size: 45 x 191
  • Est. Taxes: $2,648
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: NS1081850
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/NS1081850/209maryavenue_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2024 4:47:04 AM)
Listing courtesy of THE HIGH TIDE GROUP   Phone: 386-682-0992

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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209 Mary AVENUE, New Smyrna Beach, FL, 32168

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.841% 7.159% 6.518%
Monthly Tax Payment $221 $221 $221
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,124 $2,122 $2,737
Total Monthly Payment $2,420 $2,418 $3,033

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.