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Welcome to this lovely 4-5 bedroom colonial home overlooking Scott Pond in Lincoln! This beautiful home has been lovingly cared for by its family for many years. Large plentiful windows throughout allow for plenty of natural light in every room. This large eat in kitchen with expandable island, stainless steel appliances and breakfast nook can accommodate the largest of gatherings easily. The first floor offers generous room sizes including living room with brick fireplace, dining room and main level bedroom plus a large screened front porch and half bath. On the second level you will find four spacious bedrooms and a full bathroom. Hardwood floors throughout, vinyl insulated glass windows, tons of closets. For the car enthusiast, artist or tradesman looking for a workshop, the property includes a detached three car garage with separate three phase power. Zoned manufacturing, this garage has endless possibilities or could create passive income if rented to specialty car owners. Sought after Lincoln school system, brand new roof on both the house and the garage (one month old) with warranty to convey to the new owners, lovely fenced yard with brick walkway and a beautiful mature dogwood tree plus waterviews!
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $273 | $273 | $273 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,880 |
Total Monthly Payment | $2,583 | $2,581 | $3,228 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.