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70 Prospect St, Northampton, MA, 01060 | $439,000
Downtown Northampton - Smith College Neighborhood. Walking distance to everything from this adorable cape. And this is in the Jackson Street School district too. Even the Mass Central Rail Trail is just a few blocks from this location. Although this house is small in its current state there are many options for expansion. Large living room with fireplace and built-in shelves too. Hardwood floors, Big kitchen with island and dining area with bay window. 2 Bedrooms on the first floor plus entire 2nd floor now unfinished space is easily converted to 2 more bedrooms plus another bath. Finished staircase to 2nd floor already in place. Full, dry, bright basement also offers the opportunity for more living space. Beautiful yard with perennial gardens. Detached garage with covered entry to house.
Features
- Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Bike Path, Conservation Area, House of Worship, Private School, Public School, University
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Laundry: In Basement, Electric Dryer Hookup
- Style: Cape
- Year Built: 1957
- Garage: 1-car Detached
- Basement: Full, Interior Entry, Bulkhead, Concrete
- Approx Sq. Feet: 1,064
- Acreage: 0.15
- Est. Taxes: $6,482
- Lot Desc: Gentle Sloping
- Appliances: Washer, Dryer
- MLS#: 73253588
- Website: https://www.raveis.com
/prop/73253588/70prospectst_northampton_ma?source=qrflyer
Listing by Trailside Team courtesy of The Murphys REALTORS® , Inc.
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Flooring - Hardwood | 12.0 x 12.0 | Second |
| Kitchen | Flooring - Hardwood, Flooring - Vinyl, Kitchen Island | 12.0 x 8.0 | First |
| Living Room | Flooring - Hardwood | 16.0 x 12.0 | First |
| Master Bedroom | Flooring - Hardwood | 12.0 x 12.0 | First |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
John Carlos MachadoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2064879
860.604.0905
JohnCarlos.Machado@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Justin SchunkInsurance Sales Director, William Raveis Insurance
860.966.4966
Justin.Schunk@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
70 Prospect St, Northampton, MA, 01060
$439,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
John Carlos Machado
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
| Monthly Tax Payment | $540 | $540 | $540 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,337 | $2,334 | $3,011 |
| Total Monthly Payment | $2,952 | $2,949 | $3,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630