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HOUSE TO BE VACANT AT CLOSE****Highest and Best Deadline Saturday 4PM******Very well maintained 2 family close to the center of town, shopping, restaurants, walking/bike trail, Longmeadow, and Connecticut state line. The yard has flowers everyone, great back yard and above ground pool plus two car garage with loads of driveway space! First floor is rented with long time tenants. Very large kitchen with pantry, living room that could be dining room and front room that is currently be used as office and could also be living room. Two bedrooms have good amount of closet and storage. 2nd floor has brand new kitchen just in time for new owner, mudroom that also doubles as a pantry. Dining room and living room are open floor plan and the two bedrooms on main living floor of second unit are separate - one in the front of house with porch and the other in the back of house. Two more bedrooms on 3rd floor with a common area that could be used as a teen suite/hang out just as an example.
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Our Executive Mortgage Banker:
Our Insurance Division:
$374,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,999 | $299,999 | $299,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $508 | $508 | $508 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,579 | $2,577 | $3,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.