Well positioned for convenience to outdoor recreation. A delightful Seymour find, this 3-bedroom, 2-bath ranch awaits its new owners. From the front door on a low-traffic street, the home is close to the natural beauty of the Housatonic River. The home offers a deed to a small private beach along the Housatonic River. Enjoy sunsets on the dock or for the adventurous type, paddle boarding, kayaking or canoeing await. The low-maintenance yard is easy on the back, wallet, and schedule. Your outdoor furniture transforms the inviting patio into an extension of the home, an ideal foundation for socializing, but also simply a great place to wind down. As you cross the threshold, comforting features within will greet you home. The fireplace gives the living room a welcoming feel, creating a great spot for reading or a nap (perhaps both in that order). The kitchen flows smoothly into the living room and patio. Generous pantry space helps keep snacking supplies out of sight (and off of the counter surfaces!). The primary bedroom has a private bathroom attached. In addition to the convenience of the private bathroom, you will find ample closet space for your wardrobe. No need to take up space here with towels and sheets. There is dedicated space for those in the separate linen closet. The other 2 quiet bedrooms also offer the convenience of ground floor accessibility. The partially finished basement is teeming with possibility. Welcome home! Generator included
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 11.0 | Main |
Bedroom 2 | Hardwood Floor | 10.0 x 11.0 | Main |
Kitchen | Dining Area,Tile Floor | 12.0 x 20.0 | Main |
Living Room | Fireplace,Hardwood Floor | 13.0 x 19.0 | Main |
Other | 22.0 x 23.0 | Lower | |
Primary Bedroom | Hardwood Floor | 13.0 x 15.0 | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $414 | $414 | $414 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,751 | $1,749 | $2,257 |
Total Monthly Payment | $2,240 | $2,238 | $2,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.