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Most of the heavy renovation work for this turn of the century property has already been done with construction supplies included in the sale to allow you to finish the work. Second floor is totally livable and all living area photos currently on this listing are of the 2nd floor space. The 3rd floor attic, accessible from an interior staircase from the second floor is sheet rocked and has the potential to make a great primary bedroom suite. , Separate heating systems and electric panels with laundry areas on each floor. Stoves, refrigerators, washers, dryers and dishwashers for each apt. are included. Hardwood floors in most rooms. Two year old roof. One heating unit is approx. 6 years old. 2 year old on demand hot water system. Front and porch decking are brand new as well as supports at the rear of the building. The garages are not in good shape but possibly repairable. As a bonus, the seller is including a $3, 000 carpet credit from Home Depot. ATV directly from the property and enjoy distant views of the Presidential range.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $134,400 | $134,400 | $134,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $894 | $893 | $1,152 |
Total Monthly Payment | $1,205 | $1,204 | $1,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.