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320 W Minnesota AVENUE, Deland, FL, 32720 | $574,900
Under contract-accepting backup offers. Incredible opportunity to own this circa 1909 Colonial Revival…steps from Stetson University and Award winning Downtown DeLand. This one of a kind home has heart winning character and charm. Original heart pine floors, doors and millwork throughout the home, even the original pocket doors from the Dining room to the Living room are intact! Offering a Great versatile three story floor-plan. Over 3000SF of living space with 3+ BR/2. 5 BA. Various updates throughout include solar water heater, quality custom built solid Cherry wood cabinetry in a well designed open, airy, eat in kitchen that flows through to a light and bright family room overlooking the lush backyard and quaint patio area with koi pond. New owners have the ability to reconnect to the fully owned solar panels that are located in the rear yard on their own freestanding pedestal. Plenty of parking! There’s also a Detached carport to the rear of the property for extra covered parking. The Metal roof was put on in 2003. Main home was tented in 2023 and has a Drywood termite bond.
Enjoy quiet mornings and evenings relaxing on the Charming front porch. The first floor has the potential for two additional bedrooms one space is currently a Florida room with en-suite bathroom and French doors. The other is a den/office that could be another bedroom that also flows through to what is now a yoga room.
The third floor is now used for storage. Over 50 years ago it was fully utilized and accommodated 3 additional bedrooms and one full bath ( the claw foot tub still up there!) There is a large detached guest house that was 800sf however, is now ready for a full renovation. It has a separate address as well as a separate electric meter. The guest house was rented up until a few months ago when the current owners started to prep it for full renovation and are now relocating. The lot is exceptionally large! It’s wide and deep, approx 115x 249( . 67+/- acres) a Rare find this close to Stetson and the heart of downtown DeLand.
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 75 x 249
- Laundry: Laundry Room
- Style: Craftsman
- Year Built: 1909
- Garage: Covered
- Heating: Central
- Cooling: Central Air, Wall/Window Unit(s)
- Approx Sq. Feet: 3,000
- Acreage: 0.66
- Lot Size: 75 x 249
- Est. Taxes: $7,618
- Lot Desc: City Lot, Sidewalk
- Pet Policy: Yes
- Appliances: Range, Refrigerator
- MLS#: V4936793
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/V4936793/320wminnesotaavenue_deland_fl?source=qrflyer
Listing courtesy of KEMP REALTY GROUP Phone: 386-801-4276
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
320 W Minnesota AVENUE, Deland, FL, 32720
$574,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $459,920 | $459,920 | $459,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
| Monthly Tax Payment | $635 | $635 | $635 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,943 |
| Total Monthly Payment | $3,787 | $3,784 | $4,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388