Charming Three-Bedroom Salt Box in Smallwood, Sullivan County. Nestled in the serene lake community of Smallwood, this enchanting three-bedroom, two-bath salt box home offers the perfect blend of rustic charm and modern comfort. Just minutes from the Bethel Performing Arts Center, lakeside dining, and under two hours from the George Washington Bridge, this all-season home is your ideal retreat. The main level features an inviting open floor plan, highlighted by a cozy soapstone wood stove, perfect for warming up on cool evenings. The first-floor bedroom and full bath offer convenience and accessibility, while the screened-in porch provides a tranquil space to unwind and enjoy the stunning views of natural rock outcroppings. Upstairs, you'll find two additional spacious bedrooms and a second full bath, ensuring plenty of room for family and guests. Whether you're hosting summer getaways or seeking a peaceful year-round residence, this home offers the best of both worlds. Experience the unique charm of Smallwood and enjoy all the recreational activities and cultural attractions this vibrant community has to offer. Don't miss this opportunity to own a piece of paradise in the heart of Sullivan County. Contact us today to schedule a viewing!
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$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,538 | $1,537 | $1,950 |
Total Monthly Payment | $2,058 | $2,057 | $2,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.