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Welcome to this beautiful modified Richmond model in Oak Run, a lovely 55+ community. This home features 2 bedrooms and 2 bathrooms, with 1, 443 square feet of heated space. As you enter, you'll be impressed by the new wooded luxury vinyl flooring that extends throughout the house and newer carpet for the bedrooms. You'll find a beautiful bonus room with heat and air through nice and open sliding glass doors. Then head out to the Florida room with tile flooring overlooking the beautiful, enclosed pool. The kitchen the perfect size with a cozy nook for enjoying your morning coffee. And 1. 5 car garage.
This property has a new water heater (2024), an irrigation system with new valves (2024), an HVAC system with UV light (last maintained in 2024). For the pool, there are new valves, solar panels cleaned in 2024, new salt cell with a five-year warranty (2023). Other upgrades include screen room blinds (2023), carpet replacement (2020), range (2020), and gutter guards (2022). These are all the upgrades that have been completed. Oak Run offers an array of amenities, including recreational facilities, shopping centers, restaurants, a golf course, indoor pools, five outdoor pools, billiards, fitness centers, and a clubhouse. Conveniently located near Highway 200, hospitals, supermarkets, and more. Come see this beautiful home! you will fall in love!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,600 | $207,600 | $207,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,381 | $1,380 | $1,780 |
Total Monthly Payment | $1,550 | $1,549 | $1,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.