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Charming 18th Century Home - Built in 1797. Located in the town of Ira - a town that offers school choice kindergarten through grade twelve. New England has some of the oldest homes in the country, full of so much character and charm. From the solid wood front door with transom window above, to the gorgeous wide board floors, wrought iron fixtures, attractive molding, curved archway and decorative brick fireplace with beautiful wood mantle this home is a charmer. Light and bright interior with lots of windows. Enter the home through the sun porch into the kitchen with a center island, lots of counter space, built-in hutch, a picture window overlooking the back yard and convenient first floor laundry and pantry space. Adjacent dining room connects the remaining rooms on the main floor which include living room, separate office and bedroom. Upstairs has two nice size bedrooms and landing all with painted wood floors. Improvements over the years include vinyl siding, vinyl windows, newer furnace, oil tank, whole house was rewired and central air conditioning. Set amidst hay fields and acres of farmland you have the feeling of wide open spaces. The landscaped level yard features many perennials, a small deck, Maple trees for natural shade, lilacs, rhododendron, hosta plants, flower gardens and comes complete with an old fashioned clothes line. Detached and oversized two-car garage offers storage options. Experience the charm of a 1797 house with modern comfort.
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,489 | $1,921 |
Total Monthly Payment | $1,932 | $1,931 | $2,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.